Urban Motor Finance

Ride Now, Pay Later

Our “Ride Now Pay Later” promotion campaign, you can get riding on a new motorcycle today and enjoy 90 days of deferred repayments*. It’s your ticket to instant adventure.

Pay nothing for 90 days*

We know the feeling of hitting the open road, and the freedom motorcycling gives you. That’s why with our “Ride Now Pay Later” campaign, you can get riding on a new motorcycle today and enjoy 90 days of deferred repayments*. It’s your ticket to instant adventure.

This promotion is available for any new motorcycle purchased from a dealership.

Apply now

Why choose Urban Motor Finance?

We will provide straightforward, transparent car finance solutions that are flexible and tailored to meet your individual circumstances:

  • Fast Approval  – hassle free application process to get your loan faster
  • 0% deposit to approved applicants
  • Competitive Interest Rates – We provide our lenders with a large volume of business and can, therefore, get you a better deal than if you were to go to direct.
  • Apply from the comfort of your home or workplace with our quick and easy online or telephone application process.
  • Pre-approval available, shop with confidence knowing how much you can borrow
  • Flexible loan terms (2-7 years) with the ability to finance your insurance and accessories
  • Finance options tailored to your individual circumstances
  • Finance for new and used vehicles and equipment from dealerships and private sellers (20 years max age at the end of the term for secured loans)
  • A large range of loan options for personal or business use
  • Friendly personalised service
  • Vehicle and equipment finance specialists

How much can I borrow?

Find a loan that suits your needs

Whether you are an employee or self employed, looking to buy a new or used vehicle from a dealership or privately, or looking to grow your business with new equipment or need a new fit out we can help!

Do I need a garentor if apply under a small business?

Find a loan that suits your needs

Whether you are an employee or self employed, looking to buy a new or used vehicle from a dealership or privately, or looking to grow your business with new equipment or need a new fit out we can help!

Do I need a deposit?

Find a loan that suits your needs

Whether you are an employee or self employed, looking to buy a new or used vehicle from a dealership or privately, or looking to grow your business with new equipment or need a new fit out we can help!

‘Ride Now Pay Later’ Terms & Conditions:

*Terms and conditions apply. This offer is a 90 Day deferred payment option (interest will still accrue during this period). The offer is only available from 1/03/2024 to 31/05/024 exclusively through Urban Motor Finance for new motorbikes where finance is arranged through Rate Chaser Pty Ltd ABN 74 620 379 535, Corporate Credit Representative number 518041 of My Local Broker Pty Ltd, Australian Credit License 481374. In association with Urban Motor Finance Pty Ltd ABN 58 165 692 017, Australian Credit License 483180. Credit provided by Secure Funding Pty Ltd ABN 25 081 982 872 (Australian Credit License 388133). Approved applicants only (not available to fleet, government or rental buyers). Lending criteria apply. Fees, charges and interest payable. Subject to term and loan amount limits.

The team at Urban Motor Finance specialise in all types of vehicle and equipment finance.

If you are after a freedom machine then the team at Urban Motor Finance will make what could be an overwhelming and confusing process, seamless and effortless by doing all the leg work in finding the right motorbike finance option for you. We compare motorbike finance options from a large panel of lenders, ensuring we secure you not only a good deal but a GREAT deal! You will only deal with one person from enquiry, right through to settlement and you will be able chat to us via phone, email or even SMS! Meaning no long call centre queues, ever!

What are the next steps?

The two best ways to get your car loan you want as fast as possible is to call us on 1300 192 367, or take 30-seconds to fill out the Quick Quote form below.

Get a quick quote

Found what you
want to buy?

We have flexible loan options tailored to your individual needs. Use our Quick Calculator to work out repayments.

10 Second Quick Quote

Google star 1Google star 2Google star 3Google star 4Google star 5
Great to deal with, you are always kept up-to-date with your application. Steve is fantastic and supportive through the hole process. He got me the loan for my new motorcycle. Would highly recommend Steve and the team.
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Andrew Douglas profile picture
Andrew Douglas
Google star 1Google star 2Google star 3Google star 4Google star 5
Awesome customer service and Fast approvals
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Cooper Toshack profile picture
Cooper Toshack
Google star 1Google star 2Google star 3Google star 4Google star 5
2nd time dealing with Steve, straightforward no nonsense, quick turn around. Thanks mate.
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Sean Coughlin profile picture
Sean Coughlin
Google star 1Google star 2Google star 3Google star 4Google star 5
Danny was incredibly helpful and hunted down the right financing for me, was super professional and helped me secure my brand new motorcycle. Highly recommended and will be using him again in the future.
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Josh Walsh (BIOSTORMHAZARD9) profile picture
Josh Walsh (BIOSTORMHAZARD9)
Google star 1Google star 2Google star 3Google star 4Google star 5
Danny @ UMF made the application for a very busy me a breeze. His punctuality and attention to detail was exemplary as he liaised and co-ordinated the lender, vendor and myself. Regardless of conflicting schedules and compressed timings he kept me updated during our lunch hours and outside of business hours. Along with UMF, his professionalism belies his time in the industry and have truly been a pleasure to deal with. Thank you and all the best!
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Martin Lo profile picture
Martin Lo
Google star 1Google star 2Google star 3Google star 4Google star 5
I really appreciated Scott's help taking the hassle out of my finance application for a new motorcycle. His real personality was a refreshing change from the robotic approach I'd normally get from these kinds of dealings, making him easy to talk to, to communicate my situation and what I needed. Decent service goes a long way, and next time I need a vehicle I wouldn't bother with anyone else. Top shelf.
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Busta Chopz profile picture
Busta Chopz
Google star 1Google star 2Google star 3Google star 4Google star 5
Such a great experience with UMF. Steve was extremely helpful from the start. Kept me updated daily. Lovely to deal with. Thanks again! Love my new bike 🤙
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Martine Lenoble profile picture
Martine Lenoble
Google star 1Google star 2Google star 3Google star 4Google star 5
Easy to deal with, fast and good finance rates.
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Jeremy Upson profile picture
Jeremy Upson
Google star 1Google star 2Google star 3Google star 4Google star 5
Highly recommended ( Steve P. ) Helped me sort out my finance on a RE Continental GT650..Thank you ! ( Stock photo )
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Edwin Fajardo profile picture
Edwin Fajardo
Google star 1Google star 2Google star 3Google star 4Google star 5
Steve was wonderful and attentive with organising my finance, thank you so much!
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Chloe Maguire profile picture
Chloe Maguire