Urban Motor Finance

Unsecured business loans

A UMF Working Capital Loan is a flexible and convenient way to finance your working capital expenses including salaries, stock purchases, marketing, renovations and projects.

Urban Moto Finance / Business Loans / Unsecured business loans

Business loans to help you move forward

A UMF Working Capital Loan is a flexible and convenient way to finance your working capital expenses including salaries, stock purchases, marketing, renovations and projects. Funds are deposited directly into your business account, ready to use. Access additional funds after 15 weeks for maximum flexibility, subject to a simple credit assessment.

To get started, all you’ll need is

Active ABN
6+ months in business
$5,000+ in monthly sales

Getting started

For everyday business needs
No property security or financials up to $150k
Convenient redraw option

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Loan Purpose

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Reviews

    
 
 
       Great to deal with, you are always kept up-to-date with your application. Steve is fantastic and supportive through the hole process. He got me the loan for my new motorcycle. Would highly recommend Steve and the team.
  
  Posted on Google  
 
    
   Andrew Douglas 
 
 
 
 
      Awesome customer service and Fast approvals
  
  Posted on Google  
 
    
   Cooper Toshack 
 
 
 
 
      2nd time dealing with Steve, straightforward no nonsense, quick turn around. Thanks mate.
  
  Posted on Google  
 
    
   Sean Coughlin 
 
 
 
 
      Danny was incredibly helpful and hunted down the right financing for me, was super professional and helped me secure my brand new motorcycle. Highly recommended and will be using him again in the future.
  
  Posted on Google  
 
    
   Josh Walsh (BIOSTORMHAZARD9) 
 
 
 
 
      Danny @ UMF made the application for a very busy me a breeze. His punctuality and attention to detail was exemplary as he liaised and co-ordinated the lender, vendor and myself. Regardless of conflicting schedules and compressed timings he kept me updated during our lunch hours and outside of business hours. Along with UMF, his professionalism belies his time in the industry and have truly been a pleasure to deal with. Thank you and all the best!
  
  Posted on Google  
 
    
   Martin Lo 
 
 
 
 
      I really appreciated Scott's help taking the hassle out of my finance application for a new motorcycle. His real personality was a refreshing change from the robotic approach I'd normally get from these kinds of dealings, making him easy to talk to, to communicate my situation and what I needed. Decent service goes a long way, and next time I need a vehicle I wouldn't bother with anyone else.  Top shelf.
  
  Posted on Google  
 
    
   Busta Chopz 
 
 
 
 
      Such a great experience with UMF. Steve was extremely helpful from the start. Kept me updated daily. Lovely to deal with. Thanks again! Love my new bike 🤙
  
  Posted on Google  
 
    
   Martine Lenoble 
 
 
 
 
      Easy to deal with, fast and good finance rates.
  
  Posted on Google  
 
    
   Jeremy Upson 
 
 
 
 
      Highly recommended ( Steve P. ) Helped me sort out my finance on a RE Continental GT650..Thank you ! ( Stock photo )
  
  Posted on Google  
 
    
   Edwin Fajardo 
 
 
 
 
      Steve was wonderful and attentive with organising my finance, thank you so much!
  
  Posted on Google  
 
    
   Chloe Maguire

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       Great to deal with, you are always kept up-to-date with your application. Steve is fantastic and supportive through the hole process. He got me the loan for my new motorcycle. Would highly recommend Steve and the team.
  
  Posted on Google  
 
    
   Andrew Douglas 
 
 
 
 
      Awesome customer service and Fast approvals
  
  Posted on Google  
 
    
   Cooper Toshack 
 
 
 
 
      2nd time dealing with Steve, straightforward no nonsense, quick turn around. Thanks mate.
  
  Posted on Google  
 
    
   Sean Coughlin 
 
 
 
 
      Danny was incredibly helpful and hunted down the right financing for me, was super professional and helped me secure my brand new motorcycle. Highly recommended and will be using him again in the future.
  
  Posted on Google  
 
    
   Josh Walsh (BIOSTORMHAZARD9) 
 
 
 
 
      Danny @ UMF made the application for a very busy me a breeze. His punctuality and attention to detail was exemplary as he liaised and co-ordinated the lender, vendor and myself. Regardless of conflicting schedules and compressed timings he kept me updated during our lunch hours and outside of business hours. Along with UMF, his professionalism belies his time in the industry and have truly been a pleasure to deal with. Thank you and all the best!
  
  Posted on Google  
 
    
   Martin Lo 
 
 
 
 
      I really appreciated Scott's help taking the hassle out of my finance application for a new motorcycle. His real personality was a refreshing change from the robotic approach I'd normally get from these kinds of dealings, making him easy to talk to, to communicate my situation and what I needed. Decent service goes a long way, and next time I need a vehicle I wouldn't bother with anyone else.  Top shelf.
  
  Posted on Google  
 
    
   Busta Chopz 
 
 
 
 
      Such a great experience with UMF. Steve was extremely helpful from the start. Kept me updated daily. Lovely to deal with. Thanks again! Love my new bike 🤙
  
  Posted on Google  
 
    
   Martine Lenoble 
 
 
 
 
      Easy to deal with, fast and good finance rates.
  
  Posted on Google  
 
    
   Jeremy Upson 
 
 
 
 
      Highly recommended ( Steve P. ) Helped me sort out my finance on a RE Continental GT650..Thank you ! ( Stock photo )
  
  Posted on Google  
 
    
   Edwin Fajardo 
 
 
 
 
      Steve was wonderful and attentive with organising my finance, thank you so much!
  
  Posted on Google  
 
    
   Chloe Maguire