Call 1300 123 863



Urban Motor Finance (UMF) is a finance broker specialising in the financing of: cars, motorcycles, boats and caravans, we service clients Australia wide. The team behind UMF have over 15 years combined experience in the automotive industry. We will work with you to gain an understanding of your individual needs and help you choose a suitable finance option tailored to your individual circumstances. Whether you are an employee, self-employed or a business owner, looking to buy a new or used vehicle from a dealership or privately, we can help! Call us today to see how we can help you or request a quick quote online!  

Found your new vehicle?

Still looking for your new vehicle?

  • Call 1300 123 863 for a pre-approval or Apply Now and shop with confidence knowing how much you can borrow
Car Loan
Boat Loan
Caravan Loan
Bike Loan

Calculate Your Repayments

We have flexible loan options tailored to your individual needs. Use our Quick Calculator to work out repayments.

Quick Quote

Fill out our Quick Quote and one of our Lending Specialists will get in touch with you.

Call 1300 123 863

Speak to one of our Lending Specialists and see how we can help you today!

Apply Now

Ready to apply? Fill in our easy online Application and one of our Lending Specialists will get in touch to finalise your application.



Loans for today, made easy by Urban Motor Finance 

  • Fast Approval  – hassle free application process to get you vehicle loan faster
  • 0% deposit to approved applicants
  • Competitive Interest Rates – We provide the lender with a large volume of business and can, therefore, get you a better deal than if you were to go to the lender direct.
  • Apply from the comfort of your home or workplace with our quick and easy online or telephone application process. We will gain an understanding of your situation and only apply for a product which will suit your needs. Lenders have different set criteria, we understand this and will avoid submitting applications we know you won’t qualify for. We do this to protect your interests as every time you submit a loan application it is recorded on your credit file, the more enquiries on your credit file in a short period of time, the harder it is to get approved with any lender.  
  • Pre-approval available, shop with confidence knowing how much you can borrow
  • Flexible finance terms with the ability to finance your insurance and accessories
  • Finance options tailored to your individual circumstances
  • Finance for new and used vehicles from dealerships and private sellers (vehicle must be no more than 20 years old at the end of the loan term).
    • ie. If a customer bought a 2010 model vehicle in 2015, on a five year loan term, then the age of the vehicle at the end of the loan term will be 10 years.
  • Finance specialists for cars, motorcycles, boats, caravans and motorhomes  
  • A range of loans for personal or business use  
  • Friendly personalised service
  • Specialists in the automotive industry



Office Hours

Applications Department
Mon:9:00am - 5:30pm
Tue:9:00am - 5:30pm
Wed:9:00am - 5:30pm
Thu:9:00am - 5:30pm
Fri:9:00am - 5:30pm
Sat:Submit online enquiry
Sun:Submit online enquiry

About Us.


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